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Does Aviva Private Medical Insurance Cover CBT Therapy in Dorset or Remote CBT?

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By Rebecca - Registered AVIVA Cognitive Behavioural Therapist

If you are experiencing anxiety, stress, burnout or low mood, you might be looking for options and wondering if Cognitive Behavioural Therapy (CBT) remotely online or in Dorset using your Aviva Health insurance. Many Aviva policies do include mental health benefits, which means you may be able to access flexible CBT sessions quickly using your insurance. This guide explains how Aviva cover works, what’s included, and how to get started with therapy in Dorset or online across the UK.


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What is CBT and Why is it Recommended?

CBT (Cognitive Behavioural Therapy) is an evidence-based talking therapy for anxiety, depression and many other different difficulties such as OCD and PTSD. CBT techniques can also help you with life transitions, relationship difficulties, problems at work and with getting more of what you value in life.


Many people in Dorset have private medical insurance and choose to access private CBT due to the often shorter waiting lists and flexibilty of appointment times and format. If you have an Aviva health insurance policy which includes mental health benefits, you may be able to begin therapy within a week, either face-to-face in Dorset or online nationwide.


Does Aviva Health Insurance Cover CBT?

Yes - Aviva Health covers CBT therapy when:

  • Your policy includes mental health cover

  • The therapy is for a recognised condition such as anxiety or depression

  • You see an Aviva-recognised CBT therapist

  • In some cases, you may need a GP or Aviva referral before authorisation


Coverage usually includes:

  • A set block of sessions (commonly 6–12 to start with)

  • In-person or online CBT sessions

  • Access to approved Aviva-recognised providers in Dorset and across the UK


How to Access CBT with Aviva in Dorset

  1. Check your policy - log into your Aviva account or contact their customer service team.

  2. Get a referral if required - some plans require a GP referral first.

  3. Choose an Aviva-recognised CBT therapist - to make sure your sessions are covered.

  4. Book your appointment - once authorised, you can usually start therapy quickly.


👉 Rebecca is an experienced BABCP accredited Aviva recognised CBT therapist, offering both online CBT across the UK and in-person sessions in Dorset. Book a CBT appointment here.


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Frequently Asked Questions About Aviva and CBT in Dorset

Does Aviva cover CBT therapy in Dorset?

Yes, Aviva covers CBT therapy if your policy includes mental health cover and you see an Aviva-recognised therapist. You can find out more information on Aviva's mental health cover here.

How many CBT sessions does Aviva cover?

Most Aviva policies initially cover 6–12 sessions. More may be authorised if clinically appropriate.

Do I need a GP referral for CBT with Aviva?

Some policies require a GP or Aviva referral, while others allow self-referral. Always check your individual plan.

Can I use Aviva insurance for online CBT sessions?

Yes, Aviva usually covers both online CBT nationwide and in-person therapy in Dorset.

What if my Aviva policy doesn’t include therapy?

You self refer in to the free NHS Talking Therapies Service in your area, self-fund CBT sessions or use another insurer such as Bupa, AXA, WPA, or Vitality

How quickly can I start CBT with Aviva in Dorset?

Once authorised, you can often start therapy within just a few days.


Key Takeaways

  • Yes, Aviva covers CBT therapy remotely across the UK and in person in Dorset if your policy includes mental health benefits.

  • Most plans cover an initial 6–12 sessions, with extensions possible.

  • You may need a GP referral depending on your cover.

  • If not covered, self-funded CBT is available for fast, flexible access.


👉 Search availability here and request to book to get in contact:

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